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Private Pay Home Care Services

Insurance plans often have restrictions and limits. If your insurance does not cover the services you need, or discontinues payment for services sooner than you are ready for or expect, you are generally left to pay the difference ‘out-of-pocket.’ Private Pay, also referred to as ‘out-of-pocket payments’, helps to cover the difference in situations such as this.


If you need home care that extends beyond services covered by medical insurance, GSNY Home Care can help. Our Private Pay services provide day-to-day support to help people continue to live safely and independently in their homes. These services, such as help with personal hygiene or household chores, do not require a physician’s order and are most often paid for privately, though some long-term care insurance policies will cover private care.

Whether it's assistance with personal care or skilled nursing care, we can help. Working together with our clients, their families and physicians our team will come up with a plan that addresses client's health, lifestyle, safety and client's need for privacy. We provide the type of care that will make you satisfied and feel like your money are well-spent. 

Prior to placing a caregiver with clients we carefully assess a caregiver's skill level and match it to our client's needs.


GSNY Home Care experienced caregivers have the following qualifications:

• Criminal background check
• Drug screening

• Verified references
• Demonstrated skills competency
• On-going in-home supervision
Continuous training

We would be glad to discuss your Private Pay Home Care options. When you contact us, make sure to mention Coupon Code: PPVISIT, and we’ll waive the initial assessment and consultation fees.

  • What is Home Care?
    Home care includes any professional support services that allow a person to live safely in their homes. Home care services can help someone who is aging and needs assistance to live independently; is managing chronic health issues; is recovering from a medical setback; or has special needs or a disability (including pediatrics). Professional and para-professional caregivers such as nurses, aides, and therapists provide care in the home, depending on a person's needs.
  • What is Private Pay home care services?
    Private pay home care may differ from traditional home care because of the payment method. With private pay services, some clients or their family members pay for in-home care services out of their own pocket, or from a long-term care insurance policy. Paying privately for home healthcare services is often a necessary option for individuals who want to remain living independently in their homes.
  • What are my payment options to cover home care services?
    Helping you figure out how to pay for your home care services is part of our job. There are several payment options, such as medical insurances and Medicaid. When care provided through insurance is insufficient, you may be able to pay for services via out-of-pocket, Long-Term Care Insurance, Worker's Compensation. Payments for private pay services can be made via check, Bank Transfer, PayPal or Major Credit Card.
  • Are services covered by Medicare?
    Medicare doesn't cover non-medical, personal home care services, but covers skilled nursing and therapy services, usually for a limited time.
  • Does GSNY Home Care provide services to clients in hospitals and assisted living facilities?
    Yes, private pay services can aslo be provided in the hospital or assisted living facilities.
  • Do I need to sign a contract for a specified period of time?
    No, we don't require our clients to sign a contract with us for a specific period of time. Whether short-term or long-term, overnight or live-in, our services are always available in any extent you wish to receive them.
  • How do you bill for your services?
    We bill on hourly basis and invoices - detailing all the client's information and services rendered - are mailed every week.
  • Wouldn't it be less expensive to hire home care worker directly?
    There are costs and risks associated with hiring an independent contractor that many people do not consider. By hiring a caregiver directly, the individuals and their family take on the responsibilities as their employers. This includes paying for the employee's payroll taxes, worker's compensation, unemployment insurance, and liability. If the caregiver gets hurt during their time providing care, you will also be responsible for all medical bills and any other expenses related to the injury. Also, we assure our caregivers are well trained, evaluated, screened and supervised.
  • What areas does GSNY Home Care serve?
    We provide services in the five boroughs of New York City - Manhattan, Brooklyn, Queens, Staten Island and the Bronx.
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